We know that your business is built with a lot of hard work, sincerity and responsibility. We at ezyMoni understand that each business has unique financial needs. And each business has its own challenges. Conventional modes of meeting working capital requirements are usually availed through working capital facility like CC/OD. Not all business enterprises need it. They need funds for a short duration to meet their short term requirements without offering a security or a collateral. Business loans act as a boon to meet these requirements.
Our flexible solutions help you take care of not just your working capital requirements but also short-term liquidity for buying inventory or for other expenses like purchasing equipment, office expansion / renovation, etc. We understand this and offer all businesses with some of the best growth solutions available in the market.
Bank/NBFC quotes might look attractive but can often be confusing and may not give a true picture of which business loan suits you best. There are various components of a deal like rate of interest, loan amount, processing fees, minimum cut-off credit score norms, minimum income norms etc. All these components have to be assessed in totality to get a great deal.
We put in great effort to ensure that you get the best deal and we are here to help you to get special offers from all the Banks / NBFCs by negotiating on behalf of you on rate of interest, loan amount and processing fees to name a few from the convenience of your home, anytime and anywhere. To achieve this, we at ezyMoni have blended technology and personalized services to create meaningful relationships with you and your business.
To know more, contact our ezyMoni councellors on 8225 89 89 89 or give a missed call on 8302 116 116
Avail fresh unsecured business loan for a loan amount of upto Rs.45 Lacs and a tenure of upto 3 years at fair interest rates and adjustable repayment terms.Fast sanction, personalised service and absolute transparency in the deal is what we can assure you of.
Already served a fairly good term on an existing business loan ? - avail top-up on the same to meet your short term requirement.
Finding the interest rates on the higher side ? and further if you are looking for an additional loan amount to meet your short term requirement, we can help you basis your strong repayment track records.
Special offers and programs for select segments like Kirana Shops, dairy, Medical distribution channels, FMCG, Food grain etc. Connect with us for more details.
Business loans are the most preferred short term facility as there is no collateral and the repayment terms are also suited to all.
- If you are engaged in Manufacturing, Trading or are into services, you can apply for loan. Following are some of the eligiblity criteria. Please connect with our loan councellors for further details.
- Minimum age of applicant is 21 years
- Maximum age of applicant is 65 years at a time of loan maturity
Minimum Annual Income (ITR) is Rs.1.5 Lacs
- Minimum 3 years in current business and 5 years of total business experience
- Business should make profit for last 2 years
- Bureau score of 750 or more.
These are some of the basic documents required for appraising your proposal. You an talk to our loan councellors if you seek any clarification.
Here are the answers to some of the questions that usually people ask. Talk to our loan councellors if your questions are not appearing here.
No security or collateral is required to avail the business loan in most of the cases, although a thorough evaluation of the documents would be necessary to confirm that.
You can apply for the business loan for any of the purposes like Small business finance, Home renovation, Working Capital finance, business expansion or Child’s education etc.
Business loans are offered with speedy approvals & most of the banks offer applicants with convenience of the business loan eligibility within a reasonable time. You can connect with us for further details and our loan councellors will be happy to help you.
You are not required to provide any personal information for calculating your EMI. The EMI calculator requires the loan amount that you intend to apply, the tenure of a loan & interest rate. We do not caputre any personal information, PAN Card or Aadhar card details at application stage.